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# What is an Accumulator bet?

Have you ever thought to yourself ‘What is an Accumulator bet?’ but not been certain how it works? Have a read of our explanation below.

An Accumulator bet is one of the more straight forward examples of different bet types. It is a bet that consists of multiple selections – anything from four to twenty. Most bookmakers seem to cap accumulators at twenty selections otherwise the odds could go in to the millions. These bets can also be across various sports.

Example of an accumulator bet
Kauto Star to win at 5/1
Sprinter Sacre to win at 5/1
Denman to win at 5/1
Frankel to win at 5/1
Tiger Roll to win at 12/1

If one of these selections loses, and you have placed a Win Accumlator bet, then your returns will be £0. If you place an Each Way Accumulator, all selections would need to place or better to guarantee returns.

Win returns
A £10 Win Double would be calculated as follows:

£10 x (5/1 + 1) x (5/1 + 1) x (5/1 + 1) x (2/1 + 1) x (12/1 + 1) = £168,480 return or £168,470 profit
Note: if you prefer decimal odds, it would be £10 x 6 x 6 x 6 x 6 x 13 = £360

Each Way returns
A £5 Each Way Double (£10 total stake, 1/5 odds) would be calculated as follows:

If all horses won – £5 x (5/1 + 1) x (5/1 + 1) x (5/1 + 1) x (5/1 + 1) x (12/1 + 1) = £84,240 return followed by £5 x (1/1 + 1) x (1/1 + 1) x (1/1 + 1) x (1/1 + 1) x (2.4/1 + 1) = £272
Total return of £84,512 with £84,502 profit.

If one horse wins and the other four places, or if all place, the returns would be equal to the second part of the above bet – £5 x (1/1 + 1) x (1/1 + 1) x (1/1 + 1) x (1/1 + 1) x (2.4/1 + 1) = £272
Total return of £272 with £262 profit.

If one selection loses, the bet loses.

There is something important to note with Each Way multiples. If you were to place an Each Way multiple (be it double, treble or ten fold – something that does not include permutations to cover all other parts of the bet such as Yankees, Lucky 31s etc) and all of your selections win, other than one who places, every selection in your bet will become 1/4 or 1/5 odds depending on the event. That means your odds will be slashed dramatically. Best to avoid very short odds selections in Each Way multiples.

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